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Channel: Savings & Budgeting – My Money Design
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A Sample Financial Plan – How Should You Budget Your Money?

It’s occurred to me on several occasions that not everyone reads money magazines or CNN Money as much as I do.  For some people knowing where to start is practically half the battle when it comes to...

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14 Easy Ways How to Cut Power Bill Expenses During the Winter

The winter-time can be a very challenging time for most people. It’s cold.  It’s dark.  And it’s hard to travel. Unfortunately all of those things can make people want to stay indoors during that time....

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Are You Walking a Money Nightmare? Financial Tips for Getting Back on Track

Do your money troubles keep you up at night? If Suze Orman were to take a peek into your financial life would she be likely to slap you silly? Are you fully aware you are a mess, and know things need...

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Going Back to School on a Budget as an Adult

Going back to school isn’t just for the little ones.  It can be a time for grown-ups to get anxiety too.  And not just over the work they’ll have to do. If you’ve noticed the job market is saturated...

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5 Common Financial Mistakes We’re All Guilty Of

It’s not always easy to make all the right moves when it comes to money. In fact, as a society, we’re pretty bad at managing our money.  CNN Money recently stated that over 25 million middle class...

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What To Do With Extra Money In Your Budget – 3 Good Choices

At the beginning of every new year, one of the first things I do with our finances is to take a hard look at our budget and see where we can get the most bang for our buck. At first this usually...

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3 Painless Ways to Build Your Emergency Money Fund

The other day I was having a conversation with a few of my coworkers about how long we’d be “okay” financially if we were to lose our jobs.  (None of us were in any sort of trouble, it was just one of...

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Where to Park Your Rainy Day Savings for Growth Without Much Risk

We all know that part of a good, healthy financial well-being is to have a decent sized chunk of money set aside in your emergency fund or rainy day savings fund as some people call it. Some advisers...

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A No-Brainer Way to Lower Your Bills – For Free!

One of my favorite blog series to follow along with is J Money’s “Challenge Everything” series over at Budgets are Sexy. In case you don’t know this one, basically what J does is take a different bill...

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A Sample Financial Plan – How Should You Budget Your Money?

It’s occurred to me on several occasions that not everyone reads money magazines or CNN Money as much as I do.  For some people knowing where to start is practically half the battle when it comes to...

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How to Use the Power of Customer Retention to Lower Your Bills

Me: So I get to add an extra line, get a brand new iPhone 6, and my monthly bill is going to be exactly the same? Sales Rep: Yes. Me: You’re sure?  It’s not going to go up after a month or two? Sales...

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A Sample Financial Plan – How Should You Budget Your Money?

It’s occurred to me on several occasions that not everyone reads money magazines or CNN Money as much as I do.  For some people knowing where to start is practically half the battle when it comes to...

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Should I Build My Rainy Day Savings Account or Save More for Retirement?

Every day, good intentioned couples are faced with a practical financial decision: Should we build back up our rainy day savings account or continue to save more for retirement? We just had this same...

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What is the Real Cost of Driving per Mile?

Talk to any of your friends at work or family members at a gathering, and someone is always sure to bring up “the price of gas” and how it is eating away at their monthly budget. Their complaints are...

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Is Sprint Total Equipment Protection Worth the Cost? The Numbers May Surprise...

When it comes to your cell phone, do you have some type of insurance or equipment protection plan? If you do, you’re definitely not alone! With as much as phones get dropped, wet, cracked, sat on, or...

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How I Got Free Flights and a Great Travel Hacking Resource

Guess who just scored a set of FREE flights for next year’s vacation? That’s right – me!  And I’m very excited about it. This year, after spending almost $2,000 on just the flights alone for our annual...

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Our Next Travel Hacking Scheme: How to Get a Free Hotel Stay

Hello! And welcome to the next phase of my attempt to become a travel hacker. For anyone who’s not familiar with that term, “travel hacking” his when you get to travel for free or at a seriously...

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Travel Hacking Chapter 3: Getting the Hotel and Rental Car for (Almost) Free!

Hello and welcome to another edition of what is becoming both an exciting hobby and lucrative financial opportunity: Our conquests in travel hacking! For anyone unfamiliar with this term, “travel...

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Travel Hacking Chapter 4 – How We Got an All-Inclusive Trip to Los Cabos,...

What’s better than getting your entire summer family vacation to Florida for almost-free? How about ALSO getting a second vacation to the warm sandy beaches of an all-inclusive luxury resort in Los...

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How to Turn Your Kids Into Millionaires in the Future

Wouldn’t it be great if you had the ability to turn your kids into millionaires? As parents, we want our kids to have the best.  We want them to be happy, healthy, and successful in life. And one of...

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